Common Concerns After A Car Accident

What damages am I eligible to collect?

Every case is different; some damages do not apply to all cases. In general, most victims can sue for damages that include medical costs, pain and suffering, emotional distress, loss of personal property during the accident, loss of enjoyment, lost wages, and care for children.

Again, it is in your best interest to speak with an attorney to find out which damages your case qualifies for, and how likely you are to receive compensation for those damages.

What information should I gather at the accident scene?

If you are seriously injured, you may not be able to gather all of the necessary information. However, do your best to collect the following:

• The date, time, and location of the accident.
• The injuries that you suffered, including minor ones.
• The insurance information of the driver who caused the incident.
• The names of all parties involved.
• The names of all witnesses for the incident.
• A description of your vehicle and the other party’s vehicle, including license plate information (if you can obtain that).

How do I know that the other driver was at-fault for the accident?

Sometimes, a car accident is not as straightforward and determining fault requires an expert. Common activities that are acts of negligence can include:

• Not paying attention to the road’s current conditions, such as speeding during a snowstorm.
• Texting or talking on the phone while driving.
• Speeding or driving recklessly.
• Not using proper signals or failing to obey the rules of the road.
• Aggressive driving behaviors.
• Defective vehicle equipment that leads to an accident.
• Not maintaining the vehicle.
• Driving while under the influence of alcohol or drugs (including prescription or over-the-counter medications).

What steps should I take a few days after the accident?

Immediately after the accident, you know to seek medical attention. However, for the days following the accident, there are some steps you should take, including:

• Get a copy of the accident report from police or request that a friend collect it for you.
• Receive a property damage valuation from your own automobile insurance company. This valuation estimates the damage to your vehicle and how much it may cost to repair.
• Write down your visits to the doctor or hospital, the date and time you were seen, the medical professional treating you, your symptoms, and the treatments you have completed. Also, any medications or treatment plans created by your physician should be recorded.
• Write down a list of all out-of-pocket expenses, as well as keeping copies of the receipts.
• Record how many days of work you missed, how many hours, and approximately how much money that cost you.

How will I pay for medical treatments while waiting for a settlement?

Usually, your automobile insurance or health insurance will pay for the treatments while you await your settlement. However, they may then place a lien on the settlement to be reimbursed for costs associated with the accident.

When do I know it is the right time to settle?

You should never settle until medical treatments are concluded and you have spoken with an injury attorney. An attorney can ensure that your costs are covered for the full extent of your injuries. After all, if you settle before knowing the full extent, you may receive significantly less than you should have.